Two things drive cable wear specific to this area: age of the housing stock and the cold. With median construction landing around 1983 and a lot of neighborhoods built out through the 80s and 90s, a large share of garage doors across the Sioux Falls service area are running cables well past the point where fraying starts, even if nobody's touched the door's hardware since it was installed.
The cold matters more than people expect. This is a severe cold climate band, and steel cable loses flexibility as temperatures drop - a cable that flexes fine in July can crack a strand in January simply because the metal is stiffer and the grease in the drum groove has thickened. Combine that with road salt and moisture tracked in from the driveway, and the cable's lowest point near the bottom bracket corrodes faster than the rest of the run. We see more cable calls in the first hard cold snap of the year than at almost any other time.
Household income across the area runs a median around $96,000, and most of the roughly 10,500 owner-occupied houses in the service area are the kind of place where a garage door gets used daily, sometimes several times a day. More cycles plus cold plus age adds up to cable fatigue - it's mechanical, not bad luck.